# Based on driveaway price of $31,990 for new MY24, Škoda Fabia Select (with no added options) stock vehicle with Škoda Choice26, a 36 month term and a $6,398 deposit. SFS may extend, withdraw or change this offer at any time. *For approved applicants of Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344 for new and demonstrator MY23 and MY24 Škoda models with Škoda Choice^. Excludes MY25 models, pre-owned vehicles and other offers. 36 month term. Finance applications must be received by 31/03/25. While stock lasts. Other fees, charges, T&C’s apply. Comparison rate based on 5 year secured consumer fixed rate $30,000 loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. SFS may extend, withdraw or change offer at any time. 26 Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389 344. If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. Subject to a credit assessment and SFS lending criteria. Fleet, government, rental and used car buyers, hire car and chauffeur companies excluded.

# Based on driveaway price of $39,990 for new MY23, CW25 (Build Year 2023) Škoda Fabia Monte Carlo Edition 150 (with no added options) stock vehicle with Škoda Choice26, a 36 month term and a $7,998 deposit. SFS may extend, withdraw or change this offer at any time. *For approved applicants of Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344 for new and demonstrator MY23 and MY24 Škoda models with Škoda Choice^. Excludes MY25 models, pre-owned vehicles and other offers. 36 month term. Finance applications must be received by 31/03/25. While stock lasts. Other fees, charges, T&C’s apply. Comparison rate based on 5 year secured consumer fixed rate $30,000 loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. SFS may extend, withdraw or change offer at any time. 26 Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389 344. If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. Subject to a credit assessment and SFS lending criteria. Fleet, government, rental and used car buyers, hire car and chauffeur companies excluded.

# Based on a driveaway price of $33,990 for new and demonstrator MY24 Škoda Kamiq Select stock vehicles with Škoda Choice26, a 36 month term and a $6,798 deposit. SFS may extend, withdraw or change this offer at any time. *For approved applicants of Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344 for new and demonstrator MY23 and MY24 Škoda models with Škoda Choice^. Excludes MY25 models, pre-owned vehicles and other offers. 36 month term. Finance applications must be received by 31/03/25. While stock lasts. Other fees, charges, T&C’s apply. Comparison rate based on 5 year secured consumer fixed rate $30,000 loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. SFS may extend, withdraw or change offer at any time. 26 Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by SFS. If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. Subject to a credit assessment and SFS lending criteria. Fleet, government, rental and used car buyers, hire car and chauffeur companies excluded.

# Based on a driveaway price of $44,990 for new and demonstrator MY24 Škoda Kamiq Monte Carlo stock vehicles with Škoda Choice26, a 36 month term and a $8,998 deposit. SFS may extend, withdraw or change this offer at any time. *For approved applicants of Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344 for new and demonstrator MY23 and MY24 Škoda models with Škoda Choice^. Excludes MY25 models, pre-owned vehicles and other offers. 36 month term. Finance applications must be received by 31/03/25. While stock lasts. Other fees, charges, T&C’s apply. Comparison rate based on 5 year secured consumer fixed rate $30,000 loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. SFS may extend, withdraw or change offer at any time. 26 Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by SFS. If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. Subject to a credit assessment and SFS lending criteria. Fleet, government, rental and used car buyers, hire car and chauffeur companies excluded.

# Based on driveaway price of $40,990 for new MY24 Škoda Karoq Select (with no added options) stock vehicle with Škoda Choice26, a 36 month term and a $8,198 deposit. SFS may extend, withdraw or change this offer at any time. *For approved applicants of Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344 for new and demonstrator MY23 and MY24 Škoda models with Škoda Choice^. Excludes MY25 models, pre-owned vehicles and other offers. 36 month term. Finance applications must be received by 31/03/25. While stock lasts. Other fees, charges, T&C’s apply. Comparison rate based on 5 year secured consumer fixed rate $30,000 loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. SFS may extend, withdraw or change offer at any time. 26 Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389 344. If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. Subject to a credit assessment and SFS lending criteria. Fleet, government, rental and used car buyers, hire car and chauffeur companies excluded.

# Based on driveaway price of $46,990 for new MY24 Škoda Karoq Sportline (with no added options) stock vehicle with Škoda Choice26, a 36 month term and a $9,398 deposit. SFS may extend, withdraw or change this offer at any time. *For approved applicants of Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344 for new and demonstrator MY23 and MY24 Škoda models with Škoda Choice^. Excludes MY25 models, pre-owned vehicles and other offers. 36 month term. Finance applications must be received by 31/03/25. While stock lasts. Other fees, charges, T&C’s apply. Comparison rate based on 5 year secured consumer fixed rate $30,000 loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. SFS may extend, withdraw or change offer at any time. 26 Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389 344. If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. Subject to a credit assessment and SFS lending criteria. Fleet, government, rental and used car buyers, hire car and chauffeur companies excluded.

# Based on driveaway price of $57,990 for new MY24 Škoda Karoq Sportline 4x4 (with no added options) stock vehicle with Škoda Choice26, a 36 month term and a $11,598 deposit. SFS may extend, withdraw or change this offer at any time. *For approved applicants of Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344 for new and demonstrator MY23 and MY24 Škoda models with Škoda Choice^. Excludes MY25 models, pre-owned vehicles and other offers. 36 month term. Finance applications must be received by 31/03/25. While stock lasts. Other fees, charges, T&C’s apply. Comparison rate based on 5 year secured consumer fixed rate $30,000 loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. SFS may extend, withdraw or change offer at any time. 26 Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389 344.If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. Subject to a credit assessment and SFS lending criteria. Fleet, government, rental and used car buyers, hire car and chauffeur companies excluded.

# Based on driveaway price of $53,990 for new MY24 (Build Year 2023) Škoda Kodiaq Style 4x4 (with no added options) stock vehicle with Škoda Choice26, a 36 month term and a $10,798 deposit. SFS may extend, withdraw or change this offer at any time. *For approved applicants of Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344 for new and demonstrator MY23 and MY24 Škoda models with Škoda Choice^. Excludes MY25 models, pre-owned vehicles and other offers. 36 month term. Finance applications must be received by 31/03/25. While stock lasts. Other fees, charges, T&C’s apply. Comparison rate based on 5 year secured consumer fixed rate $30,000 loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. SFS may extend, withdraw or change offer at any time. 26 Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389 344.If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. Subject to a credit assessment and SFS lending criteria. Fleet, government, rental and used car buyers, hire car and chauffeur companies excluded.

# Based on driveaway price of $53,990 for new MY24 (Build Year 2023) Škoda Kodiaq Sportline 4x4 (with no added options) stock vehicle with Škoda Choice26, a 36 month term and a $10,798 deposit and a final payment of $27,505. SFS may extend, withdraw or change this offer at any time. *For approved applicants of Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344 for new and demonstrator MY23 and MY24 Škoda models with Škoda Choice^. Excludes MY25 models, pre-owned vehicles and other offers. 36 month term. Finance applications must be received by 31/03/25. While stock lasts. Other fees, charges, T&C’s apply. Comparison rate based on 5 year secured consumer fixed rate $30,000 loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. SFS may extend, withdraw or change offer at any time. 26 Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389 344.If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. Subject to a credit assessment and SFS lending criteria. Fleet, government, rental and used car buyers, hire car and chauffeur companies excluded.

# Based on driveaway price of $76,890 for new MY24 (Build Year 2023) Škoda Kodiaq RS 4x4 (with no added options) stock vehicle with Škoda Choice26, a 36 month term and a $15,378 deposit. SFS may extend, withdraw or change this offer at any time. *For approved applicants of Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344 for new and demonstrator MY23 and MY24 Škoda models with Škoda Choice^. Excludes MY25 models, pre-owned vehicles and other offers. 36 month term. Finance applications must be received by 31/03/25. While stock lasts. Other fees, charges, T&C’s apply. Comparison rate based on 5 year secured consumer fixed rate $30,000 loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. SFS may extend, withdraw or change offer at any time. 26 Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389 344.If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. Subject to a credit assessment and SFS lending criteria. Fleet, government, rental and used car buyers, hire car and chauffeur companies excluded.

¹ All images displayed on this page are for illustrative purposes only and may include overseas models, optional equipment and features not available in Australia. Actual vehicles may differ. Please confirm final specifications and features with an authorised Škoda Dealer prior to purchase. *For approved applicants of Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344 for new and demonstrator MY23 and selected MY24 Škoda models with Škoda Choice^. #Excludes MY25 models, pre-owned vehicles and other offers. 36 month term. Finance applications must be received by 31/03/25. While stock lasts. Other fees, charges, T&C’s apply. Comparison rate based on 5 year secured consumer fixed rate $30,000 loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. SFS may extend, withdraw or change offer at any time. ^Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by SFS. If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Available on new and demonstrator Škoda vehicles for selected models. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. Subject to a credit assessment and SFS lending criteria. Fleet, government, rental and used car buyers, hire car and chauffeur companies excluded.

¹ All images displayed on this page are for illustrative purposes only and may include overseas models, optional equipment and features not available in Australia. Actual vehicles may differ. Please confirm final specifications and features with an authorised Škoda Dealer prior to purchase. *For approved applicants of Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344 for new and demonstrator MY23 and selected MY24 Škoda models with Škoda Choice^. #Excludes MY25 models, pre-owned vehicles and other offers. 36 month term. Finance applications must be received by 31/03/25. While stock lasts. Other fees, charges, T&C’s apply. Comparison rate based on 5 year secured consumer fixed rate $30,000 loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. SFS may extend, withdraw or change offer at any time. ^Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by SFS. If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Available on new and demonstrator Škoda vehicles for selected models. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. Subject to a credit assessment and SFS lending criteria. Fleet, government, rental and used car buyers, hire car and chauffeur companies excluded.

¹ All images displayed on this page are for illustrative purposes only and may include overseas models, optional equipment and features not available in Australia. Actual vehicles may differ. Please confirm final specifications and features with an authorised Škoda Dealer prior to purchase. *For approved applicants of Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344 for new and demonstrator MY23 and selected MY24 Škoda models with Škoda Choice^. #Excludes MY25 models, pre-owned vehicles and other offers. 36 month term. Finance applications must be received by 31/03/25. While stock lasts. Other fees, charges, T&C’s apply. Comparison rate based on 5 year secured consumer fixed rate $30,000 loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. SFS may extend, withdraw or change offer at any time. ^Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by SFS. If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Available on new and demonstrator Škoda vehicles for selected models. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. Subject to a credit assessment and SFS lending criteria. Fleet, government, rental and used car buyers, hire car and chauffeur companies excluded.

¹ All images displayed on this page are for illustrative purposes only and may include overseas models, optional equipment and features not available in Australia. Actual vehicles may differ. Please confirm final specifications and features with an authorised Škoda Dealer prior to purchase. *For approved applicants of Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344 for new and demonstrator MY23 and selected MY24 Škoda models with Škoda Choice^. #Excludes MY25 models, pre-owned vehicles and other offers. 36 month term. Finance applications must be received by 31/03/25. While stock lasts. Other fees, charges, T&C’s apply. Comparison rate based on 5 year secured consumer fixed rate $30,000 loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. SFS may extend, withdraw or change offer at any time. ^Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by SFS. If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Available on new and demonstrator Škoda vehicles for selected models. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. Subject to a credit assessment and SFS lending criteria. Fleet, government, rental and used car buyers, hire car and chauffeur companies excluded.

¹ All images displayed on this page are for illustrative purposes only and may include overseas models, optional equipment and features not available in Australia. Actual vehicles may differ. Please confirm final specifications and features with an authorised Škoda Dealer prior to purchase. *For approved applicants of Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344 for new and demonstrator MY23 and MY24 Škoda models with Škoda Choice^. Excludes MY25 models, pre-owned vehicles and other offers. 36 month term. Finance applications must be received by 31/03/25. While stock lasts. Other fees, charges, T&C’s apply. Comparison rate based on 5 year secured consumer fixed rate $30,000 loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. SFS may extend, withdraw or change offer at any time. ^Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by SFS. If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Available on new and demonstrator Škoda vehicles for selected models. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. Subject to a credit assessment and SFS lending criteria. Fleet, government, rental and used car buyers, hire car and chauffeur companies excluded.

# Based on driveaway price of $32,490 for new MY24 Škoda Scala Select (with no added options) stock vehicle with Škoda Choice26, a 36 month term and a $6,498 deposit. SFS may extend, withdraw or change this offer at any time. *For approved applicants of Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344 for new and demonstrator MY23 and MY24 Škoda models with Škoda Choice^. Excludes MY25 models, pre-owned vehicles and other offers. 36 month term. Finance applications must be received by 31/03/25. While stock lasts. Other fees, charges, T&C’s apply. Comparison rate based on 5 year secured consumer fixed rate $30,000 loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. SFS may extend, withdraw or change offer at any time. 26 Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389 344. If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. Subject to a credit assessment and SFS lending criteria. Fleet, government, rental and used car buyers, hire car and chauffeur companies excluded.

# Based on driveaway price of $43,990 for new MY24 Škoda Scala Monte Carlo (with no added options) stock vehicle with Škoda Choice26, a 36 month term and a $6,498 deposit. SFS may extend, withdraw or change this offer at any time. *For approved applicants of Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344 for new and demonstrator MY23 and MY24 Škoda models with Škoda Choice^. Excludes MY25 models, pre-owned vehicles and other offers. 36 month term. Finance applications must be received by 31/03/25. While stock lasts. Other fees, charges, T&C’s apply. Comparison rate based on 5 year secured consumer fixed rate $30,000 loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. SFS may extend, withdraw or change offer at any time. 26 Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389 344. If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. Subject to a credit assessment and SFS lending criteria. Fleet, government, rental and used car buyers, hire car and chauffeur companies excluded.

# Based on driveaway price of $69,990 for new MY24 (Build Year 2023) Škoda Superb Sportline Sedan (with no added options) stock vehicle with Škoda Choice26, a 36 month term and a $13,998 deposit. SFS may extend, withdraw or change this offer at any time. *For approved applicants of Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344 for new and demonstrator MY23 and MY24 Škoda models with Škoda Choice^. Excludes MY25 models, pre-owned vehicles and other offers. 36 month term. Finance applications must be received by 31/03/25. While stock lasts. Other fees, charges, T&C’s apply. Comparison rate based on 5 year secured consumer fixed rate $30,000 loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. SFS may extend, withdraw or change offer at any time. 26 Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389 344. If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition.To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. Subject to a credit assessment and SFS lending criteria. Fleet, government, rental and used car buyers, hire car and chauffeur companies excluded.

# Based on driveaway price of $71,990 for new MY24 (Build Year 2023) Škoda Superb Sportline Wagon (with no added options) stock vehicle with Škoda Choice26, a 36 month term and a $14,398 deposit. SFS may extend, withdraw or change this offer at any time. *For approved applicants of Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344 for new and demonstrator MY23 and MY24 Škoda models with Škoda Choice^. Excludes MY25 models, pre-owned vehicles and other offers. 36 month term. Finance applications must be received by 31/03/25. While stock lasts. Other fees, charges, T&C’s apply. Comparison rate based on 5 year secured consumer fixed rate $30,000 loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. SFS may extend, withdraw or change offer at any time. 26 Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389 344. If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. Subject to a credit assessment and SFS lending criteria. Fleet, government, rental and used car buyers, hire car and chauffeur companies excluded.